Home Loan

Home Loan Specialist

Buying a home is a memorable milestone in your life . Scouting for a good home requires a lot of effort in terms of selecting the geographical location , layout planning , credibility of the constructor and the property value . Home loans are a futuristic decision – it involves accounting the appreciation value and investments are made in retrospective . While you consider all these as crucial decision making , your choice of financing partner should be given equal importance as it's a long term association .

Buying a home is an asset , we help you accomplish your aspiration with the best financing products

Loan amount : UP TO 500 LACS

Rate of Interest: 6.70 % Onwards

Tenure : 240 months

Eligibility Program: IT Based, Banking, without IT, GST Based, Salary Based

Documents Required:

  1. KYC of applicant and Co-applicants
  2. Company KYC
  3. One year Bank Statements
  4. Latest 2 years IT papers
  5. One Year GST Returns Copy
  6. All Current loan details
  7. Own House Proof
  8. Partnership Deed/ Memorandum of Association & Articles of Association ( For Partnership/ PVT Ltd companies)
  9. Property Documents Copies
  10. Salaried Individuals -
    1. Address proof – Passport, Aadhar card, ration card, property tax, water bill, electricity bill.
    2. Income proof – Salary slip for 3 months and form 16 for the past 1 year (salaried) or financial statements (self employed) ITR for the past 2 years.
Banks Starting Interest Rate (p.a.)
Kotak Mahindra Bank 7.50% p.a. onwards
Citibank 6.65% p.a. onwards
Bank of Baroda 7.45% p.a. onwards
Bank of India 7.30% p.a. onwards
State Bank of India 8.05% p.a. onwards
HDFC Home Loans 8.10% p.a. onwards*
Axis Bank 7.60% p.a. onwards
Canara Bank 7.60% p.a. to 9.80% p.a.
IDFC First Bank 7.50% p.a. onwards
Indian Overseas Bank 7.05% p.a. onwards
Punjab National Bank 7.40% p.a. onward
IDBI Bank 7.60%
Karur Vysya Bank 8.05%
South Indian Bank Repo Rate + 3.35% p.a. onwards
Federal Bank 8.55% p.a. onwards
Standard Chartered Bank 7.25% p.a. onwards
Yes Bank 8.95%